If your thinking or moving and can’t decide to live in St. Charles or St. Louis. Well, in my video.I am going to cover the
top 10 reasons you should buy a house in St. Charles vs St. Louis. From affordability to a strong school system, St. Charles
has so much to offer. So, let’s dive in and discover why this city is the perfect place to call home.
First off affordability “St. Charles offers more affordable housing options for buyers compared to St. Louis.”
Second is proximity to St. Louis, just located a short drive from St. Louis, residents of St. Charles can enjoy the best of both worlds.”
Third Lower Crime Rate, St. Charles has a lower crime rate than St. Louis, making it a safer place to live”
#4 Strong School System, The St. Charles School District is highly rated, providing a great education for our children.”
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#5 Growing Economy “St. Charles has a growing economy, with new businesses and employment opportunities being created all the time”
#6 Historic Charm, St. Charles has a rich history, with historic homes and buildings that add to the city’s charm.”
#7 Outdoor Activities, St. Charles has plenty of beautiful parks, making it a great place for outdoor enthusiasts.”
#8 Strong Community, the community in St. Charles is tight-knit and supportive, providing a sense of belonging for residents.”
#9 Convenient Location – “St. Charles is conveniently located near major highways, allowing for easy access to other cities.”
#10 Cultural Activities, “St. Charles offers a variety of cultural activities and events, including music, theatre, and art shows.”
And there you have it, the top 10 reasons why you should consider buying a home in St. Charles, Missouri. With its rich history,
strong community, and plenty of amenities, St. Charles is a perfect place to call home. I hope this video has been helpful
and inspired you to make the move to this wonderful city.”
Today, I'm talking about one of the biggest investments you can make - building a new home.
If you're considering this option, you'll want to hear about the TOP 5 reasons why building a
a new home could make sense to you.
Reason number ONE is Customization. When you build a new home, you have the
opportunity to create the exact space you want, from the layout and design to the finishes and
features. You can choose the materials, colors, and appliances that best fit your style and
needs. Building a new home allows you to truly make it your own.
Reason number TWO is Energy Efficiency. New homes are built with the latest technology
and materials, making them much more energy efficient than older homes. This means
lower energy bills, a more comfortable living environment, and a smaller carbon footprint.
Building a new home is not only good for your wallet, but also for the environment.
Reason number THREE is location. When you build a new home, you have the ability to
choose the perfect location for you and your family. You can choose a neighborhood that fits
your lifestyle, with amenities and schools for your needs. You can also choose a lot that has
the perfect views and natural sunlight, and that provides the privacy you want.
Reason number FOUR is warranty. When you build a new home, it typically comes with a
warranty from the builder. This provides peace of mind, knowing that any issues with the
home will be covered for a set period of time. This is a major advantage compared to buying
an older home, where those repairs will be on your dime.
And finally, reason number FIVE is increased home value. A new home will likely have a Higher
resale value than an older home, especially if it's located in a desirable area and build
with high-quality materials and attractive features. Building a new home is a great investment
in your future, and can provide a substantial return on your investment when it's time to sell.
And there you have it, the TOP 5 REASONS why building a new home makes sense. Whether it's
customization, energy efficiency, location, warranty, or increased home value, building a new
home offers many advantages.
Please feel free to reach out and schedule your free consultation to discuss your real estate needs.
I know 2022 was the worst year for mortgage rates. And The homes were appreciating by roughly 40% nationally. Just looking at the chart how the home price index spiked during 2020 thru 2022. Home sales exploded into levels well above anything else during the past decade. Rates plummeted well into new all-time lows and stayed there for much longer than any previous time. Shifting gears a little to the stock market we find gains of almost 50%. Even after the crummy 2022, stocks are still up roughly 20% from pre-covid levels. Looking ahead, we're in a similar position to much of the past few months in that we're waiting for inflation and economic data to confirm a shift in the forces that pushed rates so abruptly higher this year. There are certainly already signs that shift is at hand. The Fed has even acknowledged them. But it's important to remember that the Fed is intently focusing on painful lessons from the past in which rates were cut too early after a potentially similar shift 4 decades ago. They believe it's better to overtighten (i.e. push rates higher than they really need to go) instead of risk an inflationary rebound and a big 180° on rate hikes as seen in 1981. The Fed's bellwether for their ability to keep policy tight will be the strength of the labor market. If people are employed and wages aren't falling, they'll conclude that they have what they call "policy room." In other words, they can keep doing things that hurt the economy and bring down inflation if the economy isn't showing many symptoms of being hurt. Which factors in the surge in labor costs (including wages and benefits) is a legit problem for them, and it can be seen in the Employment Cost Index data running well above all of the past decade (you'd have to go back to the 80s to see higher levels). Now let’s take a look at our local market, here are the stats for St. Charles County this past year in 2022. Our median home sale price stayed around $310K throughout most of the year. And again median sale price is half of the homes sold above that price and half the homes sold below that price. Our median days on the market are still low hovered around 9 days. And currently we have 3.4 months of inventory. You can see by the chart we are climbing out of a Seller’s Market into a Balanced Market. If you have real estate needs that you would like to discuss. Please feel free to reach out and Stay Safe,